Merchant Payments & QR

Merchants take payments by account number, invoice, dynamic QR or a static QR at the till, and payments can also be made on a web page opened from a link.

  • Individual app
  • Business app
The business app’s home screen with QR invoice and account-details actions

Ways to take a payment

Five ways for customers to pay a merchant

A QR code for the exact amount

Merchants generate a QR code for a set amount that the customer scans to pay.

  • Amount set by the merchant
  • Generated in the business app
A QR invoice for 100.00 USD

A fixed QR code at the till

A fixed QR code carrying the merchant’s payment details, printed or shown at the point of sale.

  • Printed or shown on screen
  • Carries the merchant’s payment details
A merchant’s static QR code

Invoices paid in the app

Merchants issue invoices that customers pay in the app.

  • Issued in the business app
  • Paid in the app
MQ-04Merchant invoice
coming from the materials brief

Payments to the account number

Merchants receive customer payments to their account number.

  • The merchant’s own account details
  • In the business app
MQ-05Merchant account details
coming from the materials brief

A payment page on the web

A web page for making a payment, opened from a shared link.

  • Opened from a shared link
  • For individual and business users
MQ-06Payment landing page
coming from the materials brief

QR payments

Static or dynamic: merchants can use both

Creating a QR invoice for a set amount

Two kinds of QR code

A dynamic QR code is generated for one payment, with the amount already set by the merchant.

A static QR code is fixed: it carries the merchant’s payment details, so it can be printed and kept at the point of sale.

Checklist

All 5 Merchant Payments & QR features

Where each one is available. The full feature list covers every module.

Merchant Payments & QR: features and where they are available
FeatureIndividual appBusiness app
Pay a merchant (P2M) by account numberMerchants receive customer payments to their account number.Not availableBusiness appAvailable
Pay a merchant (P2M) by invoiceMerchants issue invoices that customers pay in the app.Not availableBusiness appAvailable
Pay a merchant (P2M) by QR invoice (dynamic QR)Merchants generate a QR code for a set amount that the customer scans to pay.Not availableBusiness appAvailable
Static QR with payment detailsA fixed QR code carrying the merchant’s payment details, printed or shown at the point of sale.Not availableBusiness appAvailable
Payment landing page (web)A web page for making a payment, opened from a shared link.Individual appAvailableBusiness appAvailable

Frequently asked questions

A dynamic QR code is generated for a set amount and a single payment. A static QR code is fixed and carries the merchant’s payment details, so it can be printed or shown at the point of sale.

In the business app: by account number, by invoice, by dynamic QR invoice and by static QR.

Yes. A payment landing page on the web, opened from a shared link.

See merchant payments in a live demo

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