Wallet & Payments
Store, transfer, and pay with fiat and crypto

Ncrypto is a blockchain-powered financial platform for individuals and businesses, combining digital wallets, payments, tokenization, asset exchange, and crowdfunding within a single product.
Users can manage fiat, cryptocurrencies, and custom digital assets, while businesses can issue their own tokens, accept payments, and launch crowdfunding campaigns. Powered by a custom Stellar blockchain fork with modified business logic, Ncrypto was one of the first products built on the original version of the Finamp Fintech Platform.

Features
Ncrypto combines everyday payments, token issuance, crowdfunding, and asset management in a single platform built for fiat, crypto, and digital assets.
Store, transfer, and pay with fiat and crypto

Create custom tokens and define their distribution rules

Launch tokenized campaigns and raise funds from users

Configure transaction rules via a contract builder

Operate on a Stellar-based network with custom logic

Lock campaign funds until conditions are met

Challenge
Blockchain created new opportunities for digital assets and crowdfunding, but using these technologies required businesses to combine wallets, payments, token issuance, exchanges, and campaign management across complex systems.
Ncrypto needed to bring these capabilities into one accessible product for both individuals and businesses.
The key requirements were:
The goal was to make blockchain-based financial tools practical enough for everyday business and consumer use.
Solution
The solution was built around a digital wallet that became the central point for payments, asset management, tokenization, and crowdfunding. A custom fork of the Stellar blockchain provided the underlying blockchain layer, with its business logic modified specifically for the platform’s requirements.
The solution included:
This approach made blockchain functionality accessible within a single product, allowing businesses and users to work with digital assets without dealing with the complexity of the underlying technology.
Result
Ncrypto was delivered as a working financial ecosystem across iOS, Android, and web, bringing wallets, tokenization, payments, asset exchange, and crowdfunding into a single product.
The platform went beyond a technology concept: 20 successful crowdfunding campaigns were conducted through Ncrypto, while businesses and individuals gained practical tools to create, store, exchange, and use both traditional and digital assets.









Launching a token or crowdfunding product is not just about speed.
It is about building a system you can operate, explain, and scale.
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