Ncrypto blockchain platform

Ncrypto: Turning Digital Assets into Real Opportunities

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Industries
Fintech, Blockchain
Markets
Europe
Team Size
12 members
Cooperation
Feb 2018 — Dec 2020

A digital wallet built for the token economy

Ncrypto is a blockchain-powered financial platform for individuals and businesses, combining digital wallets, payments, tokenization, asset exchange, and crowdfunding within a single product.

Users can manage fiat, cryptocurrencies, and custom digital assets, while businesses can issue their own tokens, accept payments, and launch crowdfunding campaigns. Powered by a custom Stellar blockchain fork with modified business logic, Ncrypto was one of the first products built on the original version of the Finamp Fintech Platform.

Ncrypto wallet interface

Features

A platform for issuing, managing, and transacting digital assets

Ncrypto combines everyday payments, token issuance, crowdfunding, and asset management in a single platform built for fiat, crypto, and digital assets.

Wallet & Payments

Store, transfer, and pay with fiat and crypto

Multi-asset wallet screen

Tokenization

Create custom tokens and define their distribution rules

Token issuance

Crowdfunding

Launch tokenized campaigns and raise funds from users

Create emission and contribute actions

Contracts

Configure transaction rules via a contract builder

Contract builder

Asset Exchange

Operate on a Stellar-based network with custom logic

Asset exchange

Funding

Lock campaign funds until conditions are met

Escrowed campaign funds

Challenge

Making tokenization practical for everyday business

Blockchain created new opportunities for digital assets and crowdfunding, but using these technologies required businesses to combine wallets, payments, token issuance, exchanges, and campaign management across complex systems.

Ncrypto needed to bring these capabilities into one accessible product for both individuals and businesses.

The key requirements were:

  • Manage fiat, crypto, and custom tokens in one platform
  • Create and issue digital assets with simplified tokenization
  • Connect token issuance with crowdfunding campaigns
  • Accept fiat, crypto, and token-based payments

The goal was to make blockchain-based financial tools practical enough for everyday business and consumer use.

Solution

A wallet-centric ecosystem powered by a custom Stellar fork

The solution was built around a digital wallet that became the central point for payments, asset management, tokenization, and crowdfunding. A custom fork of the Stellar blockchain provided the underlying blockchain layer, with its business logic modified specifically for the platform’s requirements.

The solution included:

  • Manage fiat and crypto through multi-asset wallets
  • Issue custom tokens and other digital assets
  • Connect digital assets with crowdfunding campaigns
  • Exchange fiat, crypto, and custom tokens
  • Configure blockchain operations with smart contract tools
  • Secure campaign funds with built-in escrow mechanics

This approach made blockchain functionality accessible within a single product, allowing businesses and users to work with digital assets without dealing with the complexity of the underlying technology.

Result

From digital wallet to a working blockchain economy

Ncrypto was delivered as a working financial ecosystem across iOS, Android, and web, bringing wallets, tokenization, payments, asset exchange, and crowdfunding into a single product.

The platform went beyond a technology concept: 20 successful crowdfunding campaigns were conducted through Ncrypto, while businesses and individuals gained practical tools to create, store, exchange, and use both traditional and digital assets.

Tokenized crowdfunding connected digital asset issuance directly with fundraising

Tokenized crowdfunding campaign screen

Fiat & digital assets managed in multi-asset wallets

Multi-asset wallet on mobile

Businesses could create custom tokens with configurable parameters and distribution logic

Custom token creation screen

Fiat and digital assets exchanged within Ncrypto

Asset exchange on mobile

A custom Stellar fork supported platform-specific blockchain operations and asset management

Blockchain explorer screen

Core wallet and blockchain functionality was available across web, iOS, and Android

Ncrypto web applicationNcrypto mobile application

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